Active
2 units4 bd2 ba1,890 sqft
Cost to live here
$0/moafter $1,507/mo in rent
Income to qualify: about $17,000 a year, rent counted
At 20% down, 30-year fixed. From 3.5% down.
$119,500•Duplex
2208 Washington Street A, Commerce, TX 75428
1406 Sycamore Street, Commerce, TX 75428
Active
Listed 86 days agoOwner-Occupant Eligible
Duplex2,747 sqft5 beds3 bathsListed Aug 18, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$1,783a month
We are still working out the rent on this one.
Income to qualify: about $50,000 a year
With how much down?
At 20% down ($39,900) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $27,000 of it. See the ten-year math
How we work this out
No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.
$6,983 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Cash-flow opportunity in Commerce! This duplex offers two separate rental units, giving investors the ability to generate income from both sides of one property. Each unit features its own private entrance, living space, kitchen, bedrooms, bathrooms, and parking. Located just minutes from East Texas A&M University, shopping, dining, and everyday conveniences, the property is positioned in an area with a strong pool of potential renters. Whether you're looking to add another income-producing property to your portfolio, get started in real estate investing, or live in one side while renting the other, this duplex offers multiple ways to make the property work for you. A great opportunity to own a cash-flowing asset in Commerce!
Duplex
Property Type
7,187 sqft
Lot Size
1943
Year Built
Listing Date: 08/18/2026
Listed by: Ashley Hammons
Listing office: AT Home Texas Real Estate
Source: NTREIS #21362014
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$199,500
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$199,500
Your Down Payment$39,900
Financed$159,600
Estimated Monthly Payment$1,783
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($39,900) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$1,783/month
Principal + Interest
$916Property Taxes
$301Home Insurance
$566Rental Income (1 Unit)
Not yet estimated
Cost to live hereCost to live here, after rent
$1,783/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21362014 · Listing office: AT Home Texas Real Estate
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
