250 Private Road 8579, Winnsboro, TX 75494
About $1,380 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,000. We hold back $195 of that for repairs and an empty month, and the rest goes toward a $2,185 monthly payment.
Income to qualify: about $52,000 a year
With how much down?
At 20% down ($66,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $43,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$9,900 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
TWO INCOME-PRODUCING HOMES ON 2.2 ACRES! This distinctive property offers immediate rental income and exceptional flexibility for investors, owner-occupants, or those seeking a multigenerational setup. Each residence has its own private entrance and driveway, while a six-foot wooden fence separates the homes for added privacy. The 1,240-square-foot main house, built in 1949, features three bedrooms, two full bathrooms, and a rare basement. Fully renovated in 2022, major improvements included a new roof, HVAC system, septic system, plumbing, electrical system, and foundation repairs. The home is currently operating as a successful short-term rental through Airbnb. The second residence is a truly unique 450.5-square-foot tiny home created from a converted 53-foot semi-trailer. It features one bedroom, one full bathroom, and an attached porch that expands the outdoor living space. The tiny home is currently leased for $1,000 per month ( lease ends February 1, 2027, providing established monthly income. A generator installed in May 2026 serves both residences, offering added convenience and peace of mind during power interruptions. Continue using both homes as rentals, live in one while the other helps offset expenses, or create a private guest house, multigenerational retreat, or home-plus-income property. With two existing income streams, separate access, privacy between the homes, extensive improvements, and room to enjoy 2.2 acres, this property presents an opportunity rarely found in one purchase.
House + ADU
Property Type
95,832 sqft
Lot Size
1949
Year Built
Listing Date: 08/17/2026
Listed by: Michelle Small
Listing office: JPAR - Rockwall
Source: NTREIS #21362413
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($66,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21362413 · Listing office: JPAR - Rockwall
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.