Selected for the Terner Labs Housing Venture Lab

232 PR 3666, China Spring, TX 76633

Active
Listed 92 days ago
Owner-Occupant Eligible
$1,050,000

About $6,198 a month to live here, after the rent from the other home.

House + ADU3,577 sqft5 beds4 bathsListed Aug 12, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$6,198a month

The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $7,114 monthly payment.

Income to qualify: about $187,000 a year

With how much down?

At 20% down ($210,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $137,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$31,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to this exceptional riverfront estate situated along the scenic Brazos River. Set on approximately 14 beautiful acres, this one-of-a-kind property offers an impressive combination of privacy, natural beauty, space, and versatility, all within a gated and highly desirable neighborhood in China Spring ISD. One of the property’s most distinctive features is its private boat ramp, a rare find along the Brazos River, providing direct access to the water right from your own backyard. Mature, manicured oak trees, expansive grounds, and breathtaking river views create a peaceful setting that feels like a private retreat.The beautifully remodeled ranch-style home features 5 bedrooms, 3.5 baths and has been thoughtfully updated to provide the comfort and finishes of a like-new home while maintaining its timeless character. The bright, open-concept kitchen flows seamlessly into spacious living and dining areas, while oversized windows fill the home with natural light and showcase the surrounding landscape.The primary suite is a true gem, featuring sliding glass doors that open to a private deck overlooking the property. A spa-inspired bathroom and spacious walk-in closet complete the suite. Four additional generously sized bedrooms provide plenty of flexibility for family, guests, home offices, or additional living space.Step outside onto the expansive deck, perfectly positioned for entertaining, relaxing, and enjoying the peaceful atmosphere of life along the Brazos River. Adding tremendous value and versatility is a large shop and garage apartment. The private apartment features a bedroom, full bathroom, and separate entrance, making it ideal for guests, multigenerational living, or potential rental income.Whether you’re searching for a private family estate, luxurious weekend retreat, or a property with income-producing potential, this remarkable Brazos River estate offers a rare opportunity to enjoy acreage and waterfront living.

House + ADU

Property Type

632,491 sqft

Lot Size

1960

Year Built

Listing Date: 08/12/2026

Listed by: Kolbey Carpenter

Listing office: Texas Luxury and Land

Source: NTREIS #21346565

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,050,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,050,000
Your Down Payment$210,000
Financed$840,000
Estimated Monthly Payment$7,114

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($210,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,114/month
Principal + Interest
$5,036
Property Taxes
$1,458
Home Insurance
$591
HOA$29
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$222
Cost to live here
$6,198/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21346565 · Listing office: Texas Luxury and Land

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.