Active
2 units4 bd2 ba1,931 sqft
Cost to live here
$1,453/moafter $1,420/mo in rent
Income to qualify: about $60,000 a year, rent counted
At 20% down, 30-year fixed. From 3.5% down.
$365,000•Duplex
1126 S Clark Road, Cedar Hill, TX 75104
211 Ramsey Street, Cedar Hill, TX 75104
Active
Listed 97 days agoOwner-Occupant Eligible
About $1,208 a month to live here, after the rent from the other home.
House + ADU1,130 sqft3 beds1 bathsListed Aug 7, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$1,208a month
The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $2,124 monthly payment.
Income to qualify: about $49,000 a year
With how much down?
At 20% down ($59,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $39,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$8,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Welcome to this unique, fully renovated home offering 3-bedrooms 1-bath (1,130 sq ft) plus a private Mother In-Law Suite (600 sq ft approx.) Completely updated throughout, the home features stylish LVP flooring that flows seamlessly from room to room. The kitchen shines with all-new cabinets, quartz countertops, and appliances, creating a bright, functional space ideal for everyday living and entertaining. Enjoy year-round comfort with new central heat HVAC complemented by efficient mini-split units, plus a brand-new bathroom, new water heater, remote-controlled ceiling fans, and energy-efficient LED lighting. The Mother-in-law suite is fully finished, with its own kitchenette, closet, private bathroom, and entrance—perfect for multi-generational living, guests, or generating rental income. Outside, a fully fenced backyard provides a safe space for pets and relaxed outdoor living. Move-in ready and thoughtfully refreshed, this home delivers updated finishes, practical living space, and versatile options in the convenient Cedar Hill Historic District. Don’t miss the chance to own a property that works as hard as you do—schedule your showing today!
House + ADU
Property Type
11,021 sqft
Lot Size
1940
Year Built
Listing Date: 08/07/2026
Listed by: Patricia Manezes
Listing office: Lugary, LLC
Source: NTREIS #21354355
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$299,900
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$299,900
Your Down Payment$59,980
Financed$239,920
Estimated Monthly Payment$2,124
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($59,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$2,124/month
Principal + Interest
$1,438Property Taxes
$453Home Insurance
$233Rental Income (1 Unit)
$1,138/month
From the listing description.
Rental Expenses
-$222Cost to live hereCost to live here, after rent
$1,208/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21354355 · Listing office: Lugary, LLC
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
