209 Pecan Street, Roxton, TX 75477
About $1,206 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $2,122 monthly payment.
Income to qualify: about $49,000 a year
With how much down?
At 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $36,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$8,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Rich in character and thoughtfully restored, this Roxton home blends timeless craftsmanship with extensive modern improvements. Over the past several years, the owners have invested in restoring the home's integrity while preserving the charm that makes historic properties so special. The showpiece downstairs kitchen, completed in 2024, features custom solid oak cabinetry, granite countertops, an oversized island, dual convection ovens, a 5-burner gas cooktop with pot filler, and abundant workspace for cooking and gathering. A second upstairs kitchen offers added flexibility for multi-generational living, guests, or entertaining. Major updates include a new roof, extensive plumbing and electrical improvements, spray foam insulation in all five attic spaces, dual HVAC systems with new ductwork, restored original hardwood floors, structural floor and joist improvements, a beautifully rebuilt guest bathroom, and a welcoming front porch. Outside, you'll find a barn, interior fencing, and a storage connex with electricity, providing excellent space for hobbies, livestock, or storage. Enjoy the substantial improvements already completed, with the opportunity to add your own finishing touches to portions of the kitchen ceiling and primary ensuite. A completion estimate is available. If you've been dreaming of owning a historic home where much of the heavy lifting has already been done, this property offers the chance to enjoy classic character while adding your own finishing touches.
House + ADU
Property Type
55,365 sqft
Lot Size
1903
Year Built
Listing Date: 08/07/2026
Listed by: Shawna England
Listing office: Hygge Homes and Land
Source: NTREIS #21352639
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21352639 · Listing office: Hygge Homes and Land
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.