Selected for the Terner Labs Housing Venture Lab

2104 & 2140-B W Holiday, Fate, TX 75087

Active
Listed 97 days ago
Owner-Occupant Eligible
$950,000

About $3,697 a month to live here, after the rent from the other home.

Duplex4,664 sqft6 beds4 bathsListed Aug 7, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,697a month

The other home rents for $3,105. We hold back $512 of that for repairs and an empty month, and the rest goes toward a $6,290 monthly payment.

Income to qualify: about $148,000 a year

With how much down?

At 20% down ($190,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $131,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$33,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Discover an extraordinary opportunity to own two custom homes on 8 scenic acres in highly desirable Fate, Texas—perfect for multi-generational living, a family compound, homesteading, income-producing property, or a private retreat just minutes from Rockwall and the Dallas metroplex. The beautifully maintained primary residence offers approximately 2,250 square feet with 4 bedrooms, 2 bathrooms and inviting front and back porches designed for enjoying peaceful Texas sunsets. The expansive outdoor living area features a sink, electricity, heated outdoor shower, and a massive fenced backyard already plumbed with natural gas for a future outdoor kitchen and resort-style pool. Inside, you'll find rich wood flooring, granite countertops, custom built-ins, and a luxurious spa-inspired primary suite. Designed with comfort and accessibility in mind, the second custom home spans 2,414 square feet and was thoughtfully built with wheelchair-accessible wide doorways, oversized living spaces, and two spacious bedroom suites, each with a private ensuite bath and oversized walk-in closet. A stunning wall of windows showcases peaceful views of Lake Stodghill, while custom plantation shutters provide beauty and privacy. The property also includes an RV-height insulated metal shop, Generac generator, plus a sunroom, dedicated office, abundant custom storage, and exceptional craftsmanship throughout. Whether you're searching for a homestead with room to grow, a family estate, multi-generational property, a home with space for aging parents, adult children, or guests, or an investment opportunity with rental income potential, this one-of-a-kind property offers flexibility that is increasingly difficult to find. With open acreage, breathtaking front porch views, premium custom finishes, and endless possibilities for country living near top amenities, this is a rare opportunity to create the lifestyle you've been dreaming of. No HOA just wide open spaces! See MLS 21297724 and 21298011.

Duplex

Property Type

360,677 sqft

Lot Size

1994

Year Built

Listing Date: 08/07/2026

Listed by: Rachel Craig

Listing office: Real Broker, LLC

Source: NTREIS #21353772

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$950,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$950,000
Your Down Payment$190,000
Financed$760,000
Estimated Monthly Payment$6,290

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($190,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,290/month
Principal + Interest
$4,363
Property Taxes
$1,126
Home Insurance
$801
Rental Income (1 Unit)
$3,105/month

From the listing description.

Rental Expenses
-$512
Cost to live here
$3,697/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21353772 · Listing office: Real Broker, LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.