About $3,149 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $205 of that for repairs and an empty month, and the rest goes toward a $4,082 monthly payment.
Income to qualify: about $104,000 a year
With how much down?
At 20% down ($103,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $67,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$15,450 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Close to everything... yet it feels a world away. Towering pines welcome you home to over two private, fenced acres just minutes from Texoma Medical Center, Hwy. 75, Sherman, and Denison. A canopy of mature pines and oaks creates a peaceful setting that's increasingly difficult to find this close to town. This extensively updated home offers over 4,100 square feet of flexible living space, including a walk-out basement that functions as a second living space with its own kitchen, living area, dining area, laundry, fireplace, bedrooms, and private access. Two fireplaces, two walk-out decks, and five oversized garages provide the flexibility to live the way you want, whether you're entertaining, pursuing hobbies, enjoying your own private retreat, or taking advantage of the home's exceptional multigenerational living possibilities. Extensive updates include new windows throughout, fresh interior paint, updated electrical and plumbing, rebuilt decks, and a durable metal roof. New privacy fence on south side has been installed. Once you pull through the gate, it's hard to believe you're still just minutes from everything. Some places simply make you slow down, take a deep breath, and feel like you've come home.
House + ADU
Property Type
95,614 sqft
Lot Size
1980
Year Built
Listing Date: 08/06/2026
Listed by: Carol Layman
Listing office: Better Homes & Gardens, Winans
Source: NTREIS #21342107
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($103,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21342107 · Listing office: Better Homes & Gardens, Winans
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 5% down.