About $1,712 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,350. We hold back $203 of that for repairs and an empty month, and the rest goes toward a $2,859 monthly payment.
Income to qualify: about $68,000 a year
With how much down?
At 20% down ($80,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$14,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Great investment opportunity in Denison! This income-producing duplex offers a functional, well-designed floor plan with 3 bedrooms and 3 full bathrooms in each unit, including a full bathroom on the first floor. Each side features a large living area, perfectly sized kitchen with stainless steel appliances and a full-size refrigerator, plus a spacious low-maintenance backyard. With 2,648 SF of combined living space, the two units are identical in layout and simply mirrored. Both units are leased at $1,350 per month, generating $2,700 in monthly rental income. Unit 2614 is leased through July 2027, while Unit 2616 is leased through November 30, 2027, offering immediate cash flow with future flexibility. Conveniently located near Lake Texoma, shopping, dining, and Texas Instruments in Sherman, this property is well positioned for continued rental demand. Whether you’re looking to expand your investment portfolio or eventually live in one side and lease the other, this low-maintenance, income-producing duplex is an opportunity worth considering. Appraisal report available in TransactionDesk.
Duplex
Property Type
24,699 sqft
Lot Size
2022
Year Built
Listing Date: 07/31/2026
Listed by: Nazanin Zandi
Listing office: DHS Realty
Source: NTREIS #21347089
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($80,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21347089 · Listing office: DHS Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 5% down.