Active
2 units4 bd3 ba3,736 sqft
Cost to live here
$6,809/moafter $1,592/mo in rent
Income to qualify: about $212,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$1,195,000•House + ADU
3546 Private Rd 2562, Royse City, TX 75189
8726 County Road 2580, Royse City, TX 75189
Active
Listed 158 days agoOwner-Occupant Eligible
About $616 a month to live here, after the rent from the other home.
Duplex2,583 sqft6 beds3 bathsListed Jun 7, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$616a month
The other home rents for $1,938. We hold back $320 of that for repairs and an empty month, and the rest goes toward a $2,234 monthly payment.
Income to qualify: about $45,000 a year
With how much down?
At 20% down ($66,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $45,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$11,550 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
SELLER MOTIVATED!! RARE OPPORTUNITY TO OWN APPROXIMATELY 2.5 UNRESTRICTED ACRES WITH TWO HOMES IN ROYSE CITY. Ideal for multigenerational living, rental income potential, or occupying one residence while leasing the other, this unique property offers flexibility and value in a growing area. The main residence offers 1,456 square feet with 3 bedrooms, 2 bathrooms, a fireplace, central heat and air, updated flooring, ceiling fans, and a laundry area. The second home offers approximately 1,127 square feet with 3 bedrooms, 1 bathroom, central heat and air, updated flooring, ceiling fans, and a laundry area. Combined, the property provides more than 2,500 square feet of living space. Features include a partially fenced yard, public water, onsite septic, and a peaceful county road setting with convenient access to Interstate 30 and Royse City. No known zoning restrictions, offering flexibility for a variety of residential uses. Buyer and buyer's agent to verify all information, including measurements, schools, and restrictions.
Duplex
Property Type
108,464 sqft
Lot Size
1992
Year Built
Listing Date: 06/07/2026
Listed by: Yarmila Lastre
Listing office: eXp Realty LLC
Source: NTREIS #21344672
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$330,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$330,000
Your Down Payment$66,000
Financed$264,000
Estimated Monthly Payment$2,234
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($66,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$2,234/month
Principal + Interest
$1,516Property Taxes
$275Home Insurance
$443Rental Income (1 Unit)
$1,938/month
From the listing description.
Rental Expenses
-$320Cost to live hereCost to live here, after rent
$616/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21344672 · Listing office: eXp Realty LLC
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
