Selected for the Terner Labs Housing Venture Lab

401 N Avenue H, Haskell, TX 79521

Active
Listed 107 days ago
Owner-Occupant Eligible
$427,500

About $2,449 a month to live here, after the rent from the other home.

House + ADU4,301 sqft3 beds3 bathsListed Jul 28, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,449a month

The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $3,365 monthly payment.

Income to qualify: about $84,000 a year

With how much down?

At 20% down ($85,500) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $56,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$12,825 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Step into a piece of history with this beautifully preserved 1907 Craftsman, where timeless architectural details blend seamlessly with thoughtful modern updates. Situated on a desirable corner lot, this exceptional home welcomes you with a classic wraparound front porch, perfect for relaxing and enjoying the neighborhood. Inside, you'll discover exquisite original woodwork, detailed trim, sliding pocket doors, and soaring 11-foot ceilings that showcase the home's historic character. Offering three bedrooms and three bathrooms, the flexible floor plan easily adapts to a variety of lifestyles. The formal living room shares a fireplace with the adjoining room, which can serve as a den, library, or additional bedroom. An office with custom built-ins is conveniently located just off the updated kitchen and connects to the formal dining room, creating an ideal space for everyday living and entertaining. The kitchen has been tastefully updated with new appliances while preserving the home's classic charm. A spacious sunroom provides abundant natural light and offers the perfect place to gather with family and friends year-round. Upstairs, a private bedroom and bath create a comfortable retreat for guests or family members. Outside, the privacy-fenced backyard is shaded by mature trees, offering a peaceful setting for relaxation or entertaining. The detached guest house adds exceptional versatility with its own bedroom, bathroom, and kitchenette, making it ideal for visitors, multigenerational living, a home office, or potential rental income. Additional amenities include a two-car carport and extra storage. Lovingly maintained and thoughtfully updated, this one-of-a-kind Craftsman offers the perfect combination of historic elegance, modern convenience, and functional living. Don't miss the opportunity to own one of the area's true architectural treasures.

House + ADU

Property Type

14,810 sqft

Lot Size

1907

Year Built

Listing Date: 07/28/2026

Listed by: Lisa Terrell

Listing office: Ekdahl Real Estate STAMFORD

Source: NTREIS #21343483

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$427,500

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$427,500
Your Down Payment$85,500
Financed$342,000
Estimated Monthly Payment$3,365

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($85,500) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,365/month
Principal + Interest
$2,050
Property Taxes
$540
Home Insurance
$775
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$222
Cost to live here
$2,449/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21343483 · Listing office: Ekdahl Real Estate STAMFORD

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.