Selected for the Terner Labs Housing Venture Lab

1320 Briarwood Circle, Garland, TX 75041

Active
Listed 110 days ago
Owner-Occupant Eligible
$269,999

About $892 a month to live here, after the rent from the other home.

Duplex1,118 sqft2 beds2 bathsListed Jul 25, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$892a month

The other home rents for $1,210. We hold back $236 of that for repairs and an empty month, and the rest goes toward a $1,866 monthly payment.

Income to qualify: about $41,000 a year

With how much down?

At 20% down ($54,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $37,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$9,450 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Net Positive Revenue Generator Here! Original Owner, after remodel, and original buyer(s) agent and listing agent responsible for tenants with proven use case and net positive revenue. Units stay filled year after year with quick turn around leases. Perfect for first-time landlords or seasoned. Stay onsite, upstairs and lease a tenant downstairs or vice versa. Solar panel energy replenishment taken into consideration for annual expenses. Property does have Rainsoft water treatment system included. Net includes insurance expense. Please review listing data; you do not want to miss this opportunity. Come experience an adorable property tucked back in a charming, quiet neighborhood. Having had only one owner since the remodel; this rare find has a large yard to enjoy with a newly updated interior including; fixtures, stove, built-in microwave, beautiful tile accompanying granite countertops, quality cabinets and flooring, refrigerator, and more! Both mounted televisions stay with the unit unless the new buyer or tenant wants them removed. Minutes from I 635, this property allows for quick access to the neighboring cities of Dallas and Mesquite.

Duplex

Property Type

18,731 sqft

Lot Size

1950

Year Built

Listing Date: 07/25/2026

Listed by: Selling Dallas Stephens

Listing office: Grey Square

Source: NTREIS #21341703

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$269,999

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$269,999
Your Down Payment$54,000
Financed$215,999
Estimated Monthly Payment$1,866

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($54,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,866/month
Principal + Interest
$1,240
Property Taxes
$396
Home Insurance
$230
Rental Income (1 Unit)
$1,210/month

From market rates for this unit's size.

Rental Expenses
-$236
Cost to live here
$892/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21341703 · Listing office: Grey Square

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.