Selected for the Terner Labs Housing Venture Lab

831 W Houston Street, Tyler, TX 75702

Active
Listed 111 days ago
Owner-Occupant Eligible
$439,000

About $1,627 a month to live here, after the rent from the other homes.

Triplex2,966 sqft5 beds3 bathsListed Jul 24, 2026

A triplex. Live in one home and rent out the other two. How it works

Live here for about

$1,627a month

The other homes rent for $1,945. We hold back $379 of that for repairs and an empty month, and the rest goes toward a $3,193 monthly payment.

Income to qualify: about $72,000 a year

With how much down?

At 20% down ($87,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$21,950 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional Investment Opportunity Near Downtown Tyler & the Historic Azalea District! Don't miss this fantastic opportunity to own a well-maintained triplex in a prime Tyler location, just minutes from vibrant downtown shopping, dining, entertainment, and the beautiful Historic Azalea District. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the others, this versatile property offers outstanding potential. The property features three separate living units. The main building has been updated and includes an upstairs unit with 2 bedrooms, 1 bathroom, a dedicated utility room, a full-size kitchen, and a spacious dining area, the downstairs unit offers 2 bedrooms, 1 bathroom, its own utility room, a full-size kitchen, and dining space. Tucked behind the main building is a private 1-bedroom, 1-bath cottage, complete with its own full-size kitchen, creating an ideal space for long-term tenants, guests, or additional rental income. Each unit provides comfortable living areas with functional layouts designed for everyday living. Outside, residents can enjoy a large shared outdoor entertaining space featuring a nice deck, perfect for relaxing, gathering with friends, or enjoying the peaceful surroundings. With its desirable location, and multiple income-producing units, this property presents an excellent opportunity for investors seeking steady rental income or owner-occupants looking to offset their mortgage. Schedule your private showing today and discover all the possibilities this Tyler triplex has to offer!

Triplex

Property Type

7,841 sqft

Lot Size

1932

Year Built

Listing Date: 07/24/2026

Listed by: Trish Anderson

Listing office: I-20 Team Real Estate, LLC

Source: NTREIS #21333033

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$439,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$439,000
Your Down Payment$87,800
Financed$351,200
Estimated Monthly Payment$3,193

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($87,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,193/month
Principal + Interest
$2,106
Property Taxes
$542
Home Insurance
$545
Rental Income (2 Units)
$1,945/month

From market rates for this unit's size and nearby rental comps.

Rental Expenses
-$379
Cost to live here
$1,627/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21333033 · Listing office: I-20 Team Real Estate, LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.