Selected for the Terner Labs Housing Venture Lab

3609 Stables, Dallas, TX 75229

Active
Listed 122 days ago
Owner-Occupant Eligible
$515,000

About $1,780 a month to live here, after the rent from the other home.

Duplex2,808 sqft4 beds4 bathsListed Jul 13, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,780a month

The other home rents for $2,408. We hold back $433 of that for repairs and an empty month, and the rest goes toward a $3,755 monthly payment.

Income to qualify: about $83,000 a year

With how much down?

At 20% down ($103,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $71,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,025 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

House Hack Opportunity – Live in One Unit, Rent the Other! Don't miss this rare opportunity to own a duplex at 3609 Stables Lane, Dallas, TX. Each side offers 2 bedrooms, 2 bathrooms, and approximately 1,404 square feet of comfortable living space (2,808 SF total). One unit will be vacant at the end of July, making this an excellent opportunity for an owner-occupant to move in while generating rental income from the other unit. This property may qualify for VA or FHA owner-occupied financing, allowing eligible buyers to purchase with a low down payment while building equity. Exceptional opportunity to own a full duplex in the heart of Northwest Dallas. Located at 3609 Stables Lane, this well-maintained property features two spacious 2-bedroom, 2-bathroom units, each offering approximately 1,404 square feet of comfortable living space for a total of 2,808 square feet. One unit will be vacant at the end of July, creating the perfect opportunity for an owner-occupant to move in while generating rental income from the second unit. This makes the property an ideal house hack and potentially eligible for VA or FHA financing, allowing qualified buyers to purchase a multifamily property with a low down payment while living in one unit. Each residence offers: 2 Bedrooms , 2 Full Bathrooms Approximately 1,404 SF Spacious open living area with fireplace Galley-style kitchen Private primary suite with en-suite bath Covered parking Private outdoor space Situated in a quiet, established neighborhood with convenient access to I-635, I-35E, Love Field Airport, Downtown Dallas, the Medical District, and major employment centers, this property offers both strong rental appeal and long-term investment potential. Highlights One unit available for owner occupancy at the end of July Eligible for owner-occupied VA or FHA financing (for qualified buyers) Income-producing property in a convenient Northwest Dallas location

Duplex

Property Type

8,381 sqft

Lot Size

1970

Year Built

Listing Date: 07/13/2026

Listed by: Kent Lindloff

Listing office: Real Property Management Legen

Source: NTREIS #21329883

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$515,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$515,000
Your Down Payment$103,000
Financed$412,000
Estimated Monthly Payment$3,755

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($103,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,755/month
Principal + Interest
$2,365
Property Taxes
$860
Home Insurance
$530
Rental Income (1 Unit)
$2,408/month

From the listing description.

Rental Expenses
-$433
Cost to live here
$1,780/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21329883 · Listing office: Real Property Management Legen

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.