5198 County Road 2507, Caddo Mills, TX 75135
About $2,753 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $3,720 monthly payment.
Income to qualify: about $94,000 a year
With how much down?
At 20% down ($107,860) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $70,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$16,179 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Hey!!! This is what you have been looking for. 5 acres outside city limits and Caddo Mills. Checks all the boxes. Want to feel like you are off the grid, separated from the hustle and bustle? Then this is the one!! NO HOA, NO MUD, NO PID. Come see this private country retreat! This beautiful 2022 custom home sits on 5.18 acres and offers 3 bedrooms, 2 baths, and an open-concept floor plan with vaulted ceilings, granite countertops, a large island, and abundant natural light. The property is packed with extras, including a tiny home with its own septic system and separate electric meter—perfect for guests, rental income, or multigenerational living. RV owners will love the dedicated hookup with water, electricity, and septic. Additional improvements include a storage building with washer and dryer hookups, a second storage shed with electricity, and a chicken coop complete with chickens and ducks. With plenty of room for gardening, recreation, or future expansion, this property offers the ideal blend of modern living and country charm. Located in highly sought-after Caddo Mills ISD with easy access to I-30, Greenville, Rockwall, and the Dallas metroplex.
House + ADU
Property Type
225,641 sqft
Lot Size
2022
Year Built
Listing Date: 07/16/2026
Listed by: Helen Fortier
Listing office: Regal, REALTORS
Source: NTREIS #21331132
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($107,860) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21331132 · Listing office: Regal, REALTORS
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.