Selected for the Terner Labs Housing Venture Lab

11872 County Road 577, Anna, TX 75409

Active
Listed 125 days ago
Owner-Occupant Eligible
$1,400,000

About $8,059 a month to live here, after the rent from the other home.

House + ADU2,573 sqft3 beds3 bathsListed Jul 10, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$8,059a month

The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $9,026 monthly payment.

Income to qualify: about $242,000 a year

With how much down?

At 20% down ($280,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $183,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$42,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Escape to your own private retreat on 13.33 unrestricted acres outside city limits and not within an ETJ, offering endless possibilities for country living, investment opportunities, or future expansion. Whether you're dreaming of a small farm, horse property, tiny home community, or income-producing investment, this unique property delivers. The beautifully designed main home features an open-concept floor plan, spacious living areas, a large utility room and mudroom, and a private primary suite with an oversized ensuite bath. Modern conveniences include three tankless water heaters, an electric gated entrance, and a concrete driveway leading to the home and additional structures. Outdoor amenities are perfect for entertaining and relaxation, featuring an outdoor kitchen, above-ground pool, and scenic views of the pond and the wooded rear portion of the property, providing privacy and a peaceful country setting. A standout feature is the oversized metal garage-shop, complete with a full bathroom and an RV-sized garage bay capable of accommodating large vehicles, equipment, or recreational toys. Three additional carports provide ample covered parking and storage. Adding significant value, the property includes two separate luxury tiny homes, each offering 2 bedrooms, 1 bathroom, living room, a full kitchen, and a full-size washer and dryer. Both units are currently leased, creating immediate income-producing potential for the next owner. Animal lovers will appreciate the wide-open space to roam, build, or expand. With room to grow, privacy, and strong investment potential, this property truly offers the best of country living without sacrificing modern convenience. Conveniently located just 15 minutes from two rapidly growing cities with easy access to H-E-B, Buc-ee's shopping, dining, and major thoroughfares, this rare property is an opportunity you won't want to miss.

House + ADU

Property Type

580,655 sqft

Lot Size

2022

Year Built

Listing Date: 07/10/2026

Listed by: Mike Belt

Listing office: Coldwell Banker Apex, REALTORS

Source: NTREIS #21327479

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,400,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,400,000
Your Down Payment$280,000
Financed$1,120,000
Estimated Monthly Payment$9,026

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($280,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$9,026/month
Principal + Interest
$6,715
Property Taxes
$1,913
Home Insurance
$398
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$171
Cost to live here
$8,059/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21327479 · Listing office: Coldwell Banker Apex, REALTORS

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.