
At 20% down, 30-year fixed. From 3.5% down.
About $5,566 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $6,533 monthly payment.
Income to qualify: about $172,000 a year
With how much down?
At 20% down ($199,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $131,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$29,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Are you searching for a MOTHER N LAW SUITE, SHOP, CREEK or LAND? an exceptional country estate featuring 12 immaculate, fully cross-fenced acres, hundreds of mature trees, a peaceful CREEK along the back of the property, a show-stopping home, breathtaking views, an approximately 600-square-foot mother-in-law suite, and an insulated SHOP that will have you saying “YES!” Whether you’re looking for a horse or cattle property, family homestead, or private Texas retreat, this one truly checks every box. Pride of ownership is evident throughout this meticulously maintained property. The beautiful home offers 4 bedrooms, 3 bathrooms, a dedicated office or flex room, and an inviting open-concept layout filled with natural light and scenic views. Step outside to your backyard oasis where the stunning covered patio and outdoor kitchen create the perfect space for entertaining, relaxing, and enjoying unforgettable Texas sunsets. Just beyond the patio is the approximately 600-square-foot mother-in-law suite featuring a full kitchen, spacious living area, oversized bathroom, pantry, laundry area, and private entrance—ideal for multigenerational living, guests, rental income, or a home office. The 900-square-foot insulated shop is equipped with electricity, water, lighting, a roll-up door, and walk-through entry, making it perfect for equipment, hobbies, storage, or a workshop. Rarely do properties combine beautiful acreage, quality improvements, functional amenities, and move-in-ready condition like this. If you’ve been searching for the complete country package, 2951 Harwell Lake Rd. is one you don’t want to miss! Sellers would be open to subdividing house and land with an acceptable offer.
House + ADU
Property Type
522,720 sqft
Lot Size
2016
Year Built
Listing Date: 07/09/2026
Listed by: Jose De La Fuente
Listing office: The Property Shop
Source: NTREIS #21320445
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($199,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21320445 · Listing office: The Property Shop
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3.5% down.