Selected for the Terner Labs Housing Venture Lab

9824 Witham Street, Dallas, TX 75220

Active
Listed 130 days ago
Owner-Occupant Eligible
$477,000

About $2,403 a month to live here, after the rent from the other home.

House + ADU1,180 sqft3 beds2 bathsListed Jul 5, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,403a month

The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $3,319 monthly payment.

Income to qualify: about $82,000 a year

With how much down?

At 20% down ($95,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $62,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,310 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Two homes, one address. This is a rare opportunity in Dallas. The property pairs a fully updated 2 bedroom, 2 bath main home (1,180 sq ft) with a private, detached 1 bedroom, 1 bath guest house. It is move in ready. Inside the main house, a flexible bonus room works beautifully as a sitting room or home office, with sliding glass doors opening onto the backyard. Both kitchens have been updated and are fully furnished, refrigerators included, and the washer and dryer stay too, so there is genuinely nothing left to do but move in. Recent updates include new shutters, refreshed landscaping, an awning on the guest house, and added storage throughout. It's perfect for multigenerational living, a private guest suite, a home office setup, or a second unit with rental income potential. It's priced at $477,000. Schedule your private tour today.

House + ADU

Property Type

8,015 sqft

Lot Size

1954

Year Built

Listing Date: 07/05/2026

Listed by: Holly Osorio

Listing office: eXp Realty LLC

Source: NTREIS #21325990

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$477,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$477,000
Your Down Payment$95,400
Financed$381,600
Estimated Monthly Payment$3,319

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($95,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,319/month
Principal + Interest
$2,288
Property Taxes
$788
Home Insurance
$243
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$222
Cost to live here
$2,403/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21325990 · Listing office: eXp Realty LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.