Selected for the Terner Labs Housing Venture Lab

120 E Monterey Street, Denison, TX 75021

Active
Listed 127 days ago
Owner-Occupant Eligible
$380,000

About $0 a month to live here, after the rent from the other homes.

Quadplex3,200 sqft8 beds4 bathsListed Jul 8, 2026

A fourplex. Live in one home and rent out the other three. How it works

Live here for about

$0a month

The other homes rent for $4,368, which covers the $3,091 monthly payment on these estimates.

Income to qualify: about $47,000 a year

With how much down?

At 20% down ($76,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $50,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Fantastic investment opportunity offering four income-producing units in one property! This quadplex is an excellent addition to any real estate portfolio, providing multiple streams of rental income and long-term investment potential. Whether you're an experienced investor or looking to expand your holdings, this property offers the opportunity to generate consistent cash flow in a desirable location. Each of the four units features a functional 2-bedroom, 1-bath floor plan designed to appeal to a wide range of tenants. Bright and inviting living areas flow seamlessly into the kitchen and dining spaces, creating comfortable layouts ideal for everyday living. The well-sized primary bedrooms provide a relaxing retreat, while the secondary bedrooms offer flexibility for guests, a home office, nursery, or additional flex space, making each unit attractive to today's renters. Thoughtfully designed floor plans, low-maintenance living, and strong rental appeal make this property an ideal option for long-term tenants. With four separate units under one roof, investors benefit from diversified rental income while reducing vacancy risk. Whether you're looking for a cash-flowing investment property, a turnkey addition to your portfolio, or a multi-unit asset with long-term appreciation potential, this quadplex delivers exceptional value and opportunity.

Quadplex

Property Type

14,985 sqft

Lot Size

1950

Year Built

Listing Date: 07/08/2026

Listed by: Bernard Bell

Listing office: OmniKey Realty, LLC.

Source: NTREIS #21325267

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$380,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$380,000
Your Down Payment$76,000
Financed$304,000
Estimated Monthly Payment$3,091

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($76,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,091/month
Principal + Interest
$1,823
Property Taxes
$577
Home Insurance
$691
Rental Income (3 Units)
$4,368/month

From the listing description.

Rental Expenses
-$852
Cost to live here
$-425/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21325267 · Listing office: OmniKey Realty, LLC.

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.