Active
2 units3 bd4 ba2,549 sqft
Cost to live here
$1,789/moafter $1,547/mo in rent
Income to qualify: about $72,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$429,900•House + ADU
3219 Permian Drive, Heath, TX 75126
107 Lemley Drive, Heath, TX 75032
Active
Listed 132 days agoOwner-Occupant Eligible
About $2,595 a month to live here, after the rent from the other home.
House + ADU2,428 sqft4 beds3 bathsListed Jul 3, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,595a month
The second home on the lot rents for $1,631. We hold back $269 of that for repairs and an empty month, and the rest goes toward a $3,957 monthly payment.
Income to qualify: about $96,000 a year
With how much down?
At 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$17,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Welcome to your private resort style backyard, with NO HOA walking distance from the shores of Lake Ray Hubbard. This exceptional property features a beautifully maintained 3-bedroom, 2-bath main residence with 1,532 square feet, plus a fully permitted 896-square-foot guest house for a 4th bedroom, 3rd bath, (ADU) for a total of 2,428 livable squarefootage, complete with a bedroom, bath, kitchen, dining area, living room, and dedicated 36,000 BTU mini-split system—perfect for guests, multigenerational living, a home office, or extended stays. Designed for entertaining on a grand scale, the backyard showcases a stunning $136,000 saltwater pool featuring a PebbleTec-style River Rok® natural pebble finish, tanning ledge, grotto waterfall with submerged seating, in-pool table, LED color-changing lighting, auto-fill system, Freeze Guard protection, and smartphone-controlled Pentair equipment. Surrounding the pool is approximately 1,800 square feet of decking, upgraded landscaping, an outdoor shower, commercial ice maker, water filtration system, and multiple outdoor lighting options that create an incredible evening atmosphere. Additional improvements include premium CertainTeed Landmark Pro roofs on both structures, newer HVAC system (2022), UV-C mold light system, plantation shutters throughout, new window glass installed in 2026, professionally cleaned fireplace with new firebox liner (2025), oversized jetted primary bath tub, and his-and-her closets. The guest house opens seamlessly to the pool area through custom commercial-style frosted glass garage doors, creating a unique indoor-outdoor entertaining experience. An iron fence, custom finishes, and countless upgrades throughout make this one-of-a-kind Heath property a rare opportunity for those seeking comfort, flexibility, and resort-style living. Nearby Terry Park boasts community amenities, which also offers boat docks, boat ramps, a free life-jacket station, walking trails and a fishing pier!
House + ADU
Property Type
12,502 sqft
Lot Size
2001
Year Built
Listing Date: 07/03/2026
Listed by: Geoffrey Lyons
Listing office: The Agency Rockwall
Source: NTREIS #21320622
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$599,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$599,000
Your Down Payment$119,800
Financed$479,200
Estimated Monthly Payment$3,957
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,957/month
Principal + Interest
$2,873Property Taxes
$667Home Insurance
$417Rental Income (1 Unit)
$1,631/month
From the listing description.
Rental Expenses
-$269Cost to live hereCost to live here, after rent
$2,595/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21320622 · Listing office: The Agency Rockwall
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.