Selected for the Terner Labs Housing Venture Lab

1915-1917 Spindletop Drive, Duncanville, TX 75137

Active
Listed 133 days ago
Owner-Occupant Eligible
$434,900

About $1,435 a month to live here, after the rent from the other home.

Duplex2,461 sqft4 beds4 bathsListed Jul 2, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,435a month

The other home rents for $2,116. We hold back $381 of that for repairs and an empty month, and the rest goes toward a $3,170 monthly payment.

Income to qualify: about $69,000 a year

With how much down?

At 20% down ($86,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $60,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$15,222 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Excellent investment opportunity with immediate cash flow! This well-maintained duplex is 100% occupied, allowing you to start collecting rental income from day one. Whether you're expanding your portfolio or purchasing your first investment property, this is a turnkey opportunity in a desirable rental market. Each unit offers 2 bedrooms and 2 full bathrooms with spacious, open floor plans, wood-burning fireplaces, full-size utility areas, and much more. One unit includes a 2-car attached garage, while the other offers a 2-car carport, providing ample parking for both tenants. Updates include vinyl wood plank flooring, neutral paint, and updated appliances, making these homes attractive to tenants and easy to lease. Located in a quiet, established neighborhood with convenient access to major freeways while remaining tucked away from traffic noise, this property offers the perfect balance of accessibility and peaceful living. Don't miss this rare opportunity to own an income-producing duplex with both units already occupied. Buyer to verify all information, including schools, taxes, room dimensions, and other property details.

Duplex

Property Type

3,659 sqft

Lot Size

1984

Year Built

Listing Date: 07/02/2026

Listed by: Sarfaraz Hansraj

Listing office: TEXAS ALLIANCE REAL ESTATE

Source: NTREIS #21319075

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$434,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$434,900
Your Down Payment$86,980
Financed$347,920
Estimated Monthly Payment$3,170

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($86,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,170/month
Principal + Interest
$1,997
Property Taxes
$708
Home Insurance
$465
Rental Income (1 Unit)
$2,116/month

From the listing description.

Rental Expenses
-$381
Cost to live here
$1,435/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21319075 · Listing office: TEXAS ALLIANCE REAL ESTATE

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.