Active
2 units3 bd3 ba1,550 sqft
Cost to live here
$2,058/moafter $1,000/mo in rent
Income to qualify: about $72,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$439,000•House + ADU
9486 Coppic Ranch Road, Brownwood, TX 76801
1608 Campa Drive, Brownwood, TX 76801
Active
Listed 138 days agoOwner-Occupant Eligible
About $1,213 a month to live here, after the rent from the other home.
House + ADU1,621 sqft4 beds2 bathsListed Jun 27, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$1,213a month
The second home on the lot rents for $1,000. We hold back $195 of that for repairs and an empty month, and the rest goes toward a $2,018 monthly payment.
Income to qualify: about $47,000 a year
With how much down?
At 20% down ($53,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $35,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$7,950 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Fantastic opportunity with 2697 sq. ft. of total living space! The updated main home consists of four bedrooms, two bathrooms with an additional detached one bedroom, one bath guest house with its own driveway and separate street entrance. This is a perfect opportunity for an Airbnb, rental income or multigenerational living. The main home features an updated kitchen with stainless steel appliances, double oven and the SS refrigerator conveys. The primary bedroom has a wall-to-wall beautiful stone fireplace, en-suite bath and is currently being used for a second living area. The backyard is tree lined with a concrete walkway to the 1076 sq. ft guest house. The guest house has a kitchenette, two living areas (one could be used as a second bedroom), a full bathroom and a bedroom with large walk-in closet. There is a nice metal 14x10 storage building that will convey. Two car carport, oversized corner lot, newer windows and sought after Woodland Heights Addition. Call today to schedule your viewing!
House + ADU
Property Type
15,943 sqft
Lot Size
1962
Year Built
Listing Date: 06/27/2026
Listed by: Christy Meinecke
Listing office: Texas Goldstar Real Estate
Source: NTREIS #21314898
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$265,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$265,000
Your Down Payment$53,000
Financed$212,000
Estimated Monthly Payment$2,018
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($53,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$2,018/month
Principal + Interest
$1,271Property Taxes
$479Home Insurance
$268Rental Income (1 Unit)
$1,000/month
From the listing description.
Rental Expenses
-$195Cost to live hereCost to live here, after rent
$1,213/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21314898 · Listing office: Texas Goldstar Real Estate
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
