Selected for the Terner Labs Housing Venture Lab

3101 Stardust Lane, Northlake, TX 76226

Active
Listed 139 days ago
Owner-Occupant Eligible
$1,324,999

About $7,533 a month to live here, after the rent from the other home.

House + ADU4,863 sqft5 beds6 bathsListed Jun 26, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$7,533a month

The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $9,233 monthly payment.

Income to qualify: about $238,000 a year

With how much down?

At 20% down ($265,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $173,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$39,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Two homes on one acre! This unique property offers 4,863 sqft of living space across two distinct, fully permitted two story residences: a 3,656 sqft custom main home (4-3.5-3) and 1,207 sqft detached guest home (1-2-2). Designed for flexibility, the separate spaces create options for multigenerational living, extended family, long-term guests, work-from-home space, hobbies, or a private retreat. MLS square footage and reported counts reflect combined totals. The guest home offers true independent living with a private bedroom, full kitchen and pantry, laundry, two full baths, loft living area, private porch, and oversized fully insulated two car garage. ADA-friendly features add even more versatility. Inside the main home, natural light and warm architectural details create an inviting setting for everyday living and gathering. Hand-scraped hardwoods, exposed beams, custom built-ins, and a statement fireplace add character, while the gourmet kitchen with an oversized leathered granite island and double ovens creates a natural place to cook, connect, and entertain. The two story layout offers room to spread out while keeping the primary suite, two additional bedrooms, dedicated office, media room, and formal dining on the main level. Upstairs, a game room, fourth bedroom, and full bath provide another space to relax, host guests, or enjoy added privacy. Outdoors, covered patios, mature trees, professional landscaping, a fully irrigated yard, and views toward the community's stocked catch and release pond set the stage for entertaining, gardening, or unwinding beneath Texas sunsets. Located in Northwest ISD near Alliance, DFW Airport, shopping, dining, major highways, and the future HEB.

House + ADU

Property Type

43,560 sqft

Lot Size

2020

Year Built

Listing Date: 06/26/2026

Listed by: Melanie Gresham

Listing office: Keller Williams Realty-FM

Source: NTREIS #21301062

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,324,999

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,324,999
Your Down Payment$265,000
Financed$1,059,999
Estimated Monthly Payment$9,233

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($265,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$9,233/month
Principal + Interest
$6,355
Property Taxes
$2,056
Home Insurance
$751
HOA$71
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$300
Cost to live here
$7,533/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21301062 · Listing office: Keller Williams Realty-FM

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.