Selected for the Terner Labs Housing Venture Lab

132 Cottonwood Street, Fort Worth, TX 76111

Active
Listed 144 days ago
Owner-Occupant Eligible
$649,000

About $2,509 a month to live here, after the rent from the other home.

Duplex3,304 sqft8 beds6 bathsListed Jun 21, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,509a month

The other home rents for $2,408. We hold back $361 of that for repairs and an empty month, and the rest goes toward a $4,556 monthly payment.

Income to qualify: about $105,000 a year

With how much down?

At 20% down ($129,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $89,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$22,715 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

PRICED REDUCED TO SELL ! MOTIVATED SELLER, BRING ALL OFFERS ! Exceptional opportunity to own a brand-new construction duplex in the heart of Fort Worth! Price includes the entire building — 2 units — making this a great opportunity for investors, house hackers, or buyers looking for multi-generational living. Each thoughtfully designed unit features 3 bedrooms, Extra flex Room 2.5 bathrooms, upstairs game room, and a spacious open-concept layout with modern finishes throughout. The primary suite is conveniently located downstairs and offers a beautiful ensuite bathroom with dual sinks, designer finishes, and a large walk-in shower. The first floor welcomes you with a bright and open living area that flows seamlessly into the kitchen and dining space, perfect for entertaining. The stunning kitchen showcases custom cabinetry extending to the ceiling, oversized island, quartz countertops with elegant veining, modern backsplash, stylish pendant lighting, and contemporary fixtures. A convenient half bath is also located downstairs. Upstairs you will find two additional bedrooms, a dedicated office space, a spacious game room, and a full bathroom featuring dual sinks, offering functionality and flexibility for today’s lifestyle. Both units include beautiful modern selections such as luxury-style flooring, upgraded lighting, sleek hardware, contemporary bathrooms, and neutral finishes throughout. Enjoy private fenced backyard areas and attached garages, all wrapped in a modern exterior design with great curb appeal. Located minutes from Downtown Fort Worth, major highways, dining, shopping, and entertainment. A rare chance to own a new construction income-producing property with two move-in-ready units! Don’t miss this incredible investment opportunity!

Duplex

Property Type

6,752 sqft

Lot Size

2026

Year Built

Listing Date: 06/21/2026

Listed by: Alessandra Sanchez

Listing office: Realty of America, LLC

Source: NTREIS #21312891

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$649,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$649,000
Your Down Payment$129,800
Financed$519,200
Estimated Monthly Payment$4,556

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($129,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,556/month
Principal + Interest
$2,981
Property Taxes
$1,064
Home Insurance
$511
Rental Income (1 Unit)
$2,408/month

From the listing description.

Rental Expenses
-$361
Cost to live here
$2,509/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21312891 · Listing office: Realty of America, LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.