About $2,322 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $2,408. We hold back $433 of that for repairs and an empty month, and the rest goes toward a $4,297 monthly payment.
Income to qualify: about $98,000 a year
With how much down?
At 20% down ($116,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $80,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,300 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Full duplex for sale. Excellent investment opportunity in desirable Richardson neighborhood. Well maintained. Located in a private, quiet secure cul-de-sac. Close to shopping and restaurants. 1.5 miles to the DART Station. Updated throughout, with an open layout, high ceilings, and spacious feel. Large primary suite with double walk in closets with built-in storage. Double closets in other bedrooms. Large, fenced in back yards. Ample parking front and back.
Duplex
Property Type
4,008 sqft
Lot Size
1973
Year Built
Listing Date: 06/12/2026
Listed by: John Prell
Listing office: Creekview Realty
Source: NTREIS #21295036
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($116,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21295036 · Listing office: Creekview Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.