Selected for the Terner Labs Housing Venture Lab

3084 Hagerman Road, Pottsboro, TX 75076

Active
Listed 157 days ago
Owner-Occupant Eligible
$848,900

About $5,239 a month to live here, after the rent from the other home.

House + ADU4,300 sqft5 beds4 bathsListed Jun 8, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,239a month

The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $6,206 monthly payment.

Income to qualify: about $163,000 a year

With how much down?

At 20% down ($169,780) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $111,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$25,467 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

MULTIGENERATIONAL LIVING! MOTHER IN LAW SUITE! INCOME PRODUCING! DUPLEX! THIS PROPERTY HAS SO MANY OPPORTUNITIES! 4 BEAUTIFUL ACRES COMPLETELY FENCED, HORSE BARN WITH 3 STALLS PLUS WASH STATION WITH HOT AND COLD WATER! 19X24 SHOP WITH ELECTRIC! LOAFING SHED! IRRIGATION SYSTEM. ARTESIAN FLOWING WELL! WATER ACCESS IN 7 LOCATIONS ACROSS PROPERTY. GENERAC GUARDIAN GENERATOR THAT WILL SUPPLY THE ENTIRE PROPERTY! DUSK TO DAWN OUTDOOR LIGHTING. CIRCLE DRIVEWAY WITH PARKING! STAIRCASE TO ATTIC WITH FLOORED STORAGE! SEVERAL UPDATES HAVE BEEN DONE TO HOME THROUGHOUT THE YEARS. 5 BEDROOMS, 4 BATHS, 4 CAR GARAGE, WALK IN CLOSETS AND PANTRIES, AND 2 FIREPLACES.... THIS PROPERTY HAS IT ALL. VERY UNIQUE PROPERTY TO BRING YOUR SPECIAL TOUCHES TOO! GREAT LOCATION! CLOSE TO LAKE TEXOMA, MARINAS, AND EASY ACCESS TO HWY 289! IF YOU LIKE WILDLIFE, YOU WILL LOVE IT! GET YOUR SHOWING SCHEDULED AND TOUR THIS BEAUTIFUL PLACE!

House + ADU

Property Type

174,240 sqft

Lot Size

2011

Year Built

Listing Date: 06/08/2026

Listed by: Misty Raines

Listing office: Heartbeat Realty

Source: NTREIS #21295160

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$848,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$848,900
Your Down Payment$169,780
Financed$679,120
Estimated Monthly Payment$6,206

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($169,780) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,206/month
Principal + Interest
$4,072
Property Taxes
$1,433
Home Insurance
$701
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$171
Cost to live here
$5,239/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21295160 · Listing office: Heartbeat Realty

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.