785 Tweedy Road, Valley Mills, TX 76689
About $3,934 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $4,884 monthly payment.
Income to qualify: about $126,000 a year
With how much down?
At 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $101,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Assumable 2.75% loan!!Discover the perfect balance of comfort, space, and country charm with this exceptional two-story home nestled on 10 picturesque acres. The main residence offers 5 spacious bedrooms, 3 full bathrooms, and a versatile flex room that can easily serve as a home office, game room, gym, or additional living space. Designed for both everyday living and entertaining, the home features generous living areas, abundant natural light, and room for everyone to enjoy. Outside, you’ll find endless opportunities to embrace the acreage lifestyle, whether it’s gardening, raising animals, recreational activities, or simply enjoying the peaceful surroundings and scenic views. Adding even more value and flexibility is a separate guest house, perfect for hosting family and friends, multi-generational living, a private office, or income-producing potential. With ample space, privacy, and endless possibilities, this unique property offers the best of country living while still providing the comforts of home.
House + ADU
Property Type
428,195 sqft
Lot Size
1998
Year Built
Listing Date: 06/05/2026
Listed by: Tom Macatee
Listing office: Thomas Macatee, Broker
Source: NTREIS #21294159
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21294159 · Listing office: Thomas Macatee, Broker
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.