
At 20% down, 30-year fixed. From 3% down.
About $4,396 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $5,346 monthly payment.
Income to qualify: about $139,000 a year
With how much down?
At 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $101,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Welcome home to this custom-built 3-bedroom, 2 full bath home sitting on 2.5 acres, just outside Pottsboro city limits. Sold by the original owners, with plenty of updates to make this property move-in ready. Updates include; energy-efficient windows, new doors, vinyl plank flooring, granite countertops, all new trim throughout the home, and both bathrooms completely remodeled. This is not including the barndominium, built in 2020, steps away from the main home, making it perfect for a mother in-law suite. The spray-foam insulated barndominium is a home in itself with a one bedroom, one bath, laundry room, and full kitchen. The bardo home is split with the shop space, plenty of room for 3-4 cars, perfect for all your lake toys, hobbies, and tools. Not to mention, the lean-to off the back, and attic space above the living quarters for even more storage space. Relax out back under the pavilion while sipping your morning brew, or to take in the cool night breeze, perfect for entertaining. This property is a MUST SEE. The possibilities are endless! Especially with the adjoining 2.5 acres that's also for sale, both share the same 400ft deep water well. This property is perfect for a large extended family who crave country living but still want access to all the conveniences of Sherman Denison nearby and is also only an hour and half from DFW. Enjoy the outdoors? Hagerman National Wildlife Refuge is just a couple minutes away for fishing, and hiking. Within 5-10 minutes away you'll find yourself at Lake Texoma for access to camping, boating, and more. Schedule your showing today and experience this beautiful country retreat!
House + ADU
Property Type
108,900 sqft
Lot Size
1987
Year Built
Listing Date: 06/02/2026
Listed by: JIM TOWERY
Listing office: TOWERY REALTY
Source: NTREIS #21288821
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($155,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21288821 · Listing office: TOWERY REALTY
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 5% down.