Selected for the Terner Labs Housing Venture Lab

802-804 N Broughton Street, Sherman, TX 75090

Active
Listed 164 days ago
Owner-Occupant Eligible
$399,999

About $1,704 a month to live here, after the rent from the other home.

Duplex2,594 sqft6 beds4 bathsListed Jun 1, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,704a month

The other home rents for $1,350. We hold back $203 of that for repairs and an empty month, and the rest goes toward a $2,851 monthly payment.

Income to qualify: about $67,000 a year

With how much down?

At 20% down ($80,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional opportunity to own a full duplex offering flexibility, income potential, and modern comfort in the heart of Sherman. Whether you’re looking to expand your investment portfolio, generate rental income, or live in one side while leasing the other, this property offers endless possibilities. Each thoughtfully designed unit features an open-concept layout with stylish finishes and a comfortable flow ideal for everyday living. Inside, you’ll find wood-look luxury vinyl plank flooring, vaulted ceilings, and abundant natural light that create a bright and inviting atmosphere throughout. The kitchens are designed to impress with granite countertops, stainless steel appliances, and beautiful kitchen island, making them both functional and appealing to tenants or owner-occupants alike. Each unit includes spacious primary suites with private en-suite bathrooms, while the secondary bedrooms offer flexibility for guests, home offices, or additional living space. Granite finishes in the bathrooms add a polished touch throughout. Additional highlights include fully fenced backyards, perfect for outdoor enjoyment, pets, or entertaining, along with additional storage closets. With modern finishes, low-maintenance features, and strong rental appeal, this duplex presents an outstanding opportunity as a long-term rental, house-hack investment, or addition to an investor portfolio. Unit 802 is currently tenant occupied through 4-30-27 at $1425 per month. Unit 804 is currently tenant occupied through 8-31-27 at $1,350 per month. Available to see after contract execution.

Duplex

Property Type

5,227 sqft

Lot Size

2020

Year Built

Listing Date: 06/01/2026

Listed by: Bernard Bell

Listing office: OmniKey Realty, LLC.

Source: NTREIS #21287441

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$399,999

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$399,999
Your Down Payment$80,000
Financed$319,999
Estimated Monthly Payment$2,851

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($80,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,851/month
Principal + Interest
$1,837
Property Taxes
$613
Home Insurance
$401
Rental Income (1 Unit)
$1,350/month

From the listing description.

Rental Expenses
-$203
Cost to live here
$1,704/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21287441 · Listing office: OmniKey Realty, LLC.

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.