Selected for the Terner Labs Housing Venture Lab

243 Autumn Wood Trail, Gun Barrel City, TX 75156

Active
Listed 174 days ago
Owner-Occupant Eligible
$449,000

About $2,245 a month to live here, after the rent from the other home.

House + ADU2,960 sqft5 beds4 bathsListed May 22, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,245a month

The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $3,195 monthly payment.

Income to qualify: about $78,000 a year

With how much down?

At 20% down ($89,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $59,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$13,470 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

MOTIVATED SELLER!! LOW PRICE PER SQUARE FOOT FOR WATERFRONT HOME!! Lake Front Home on Cedar Creek Lake. Great size for all the family! There is an enclosed garage for a guest house, or Mother-in-Law Suite with kitchenette and bathroom. Located close to Main Street shopping and restaurants. The area allows short term rentals if registered with the city office. The home has a quirky Lake House vibe. New HVAC system in 2022. Newer retaining wall and fishing deck. Perfect outdoor set up for family gatherings. The kitchen has a massive pantry area. Enclosed sun porch with window unit. Gun Barrel City is approximately 45 minutes East of Dallas. Cedar Creek Lake makes the perfect get a way for Dallas residents and is growing rapidly with more restaurants and great entertainment. Come make memories that will last a lifetime! Highly desirable area Mantle Manors, developed by the famous baseball player himself.

House + ADU

Property Type

12,632 sqft

Lot Size

Listing Date: 05/22/2026

Listed by: Jodie Roden

Listing office: Ebby Halliday Realtors

Source: NTREIS #21279806

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$449,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$449,000
Your Down Payment$89,800
Financed$359,200
Estimated Monthly Payment$3,195

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($89,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,195/month
Principal + Interest
$2,154
Property Taxes
$557
Home Insurance
$467
HOA$17
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$188
Cost to live here
$2,245/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21279806 · Listing office: Ebby Halliday Realtors

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.