Selected for the Terner Labs Housing Venture Lab

981 County Road 4918, Trenton, TX 75490

Active
Listed 180 days ago
Owner-Occupant Eligible
$729,000

About $3,627 a month to live here, after the rent from the other home.

House + ADU2,606 sqft5 beds3 bathsListed May 16, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,627a month

The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $4,577 monthly payment.

Income to qualify: about $117,000 a year

With how much down?

At 20% down ($145,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $95,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$21,870 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to paradise. Nestled on 5 unforgettable creekside acres, this gorgeous property offers the perfect blend of acreage & comfortable elegance. The show-stopping pool & outdoor living spaces deliver a magazine-worthy entertaining experience. This single-story brick home is cherished by its original owner & offers a flexible floor plan. Step inside to find stunning architectural archways that define the living area, creating a visual delight. Relax by the inviting, cozy fireplace, the perfect heart of the home. Large windows offer beautiful views of the pool & gardens. The kitchen is spacious, light, bright, loaded with custom cabinetry, granite counters & lighting to accent the finest details. Formal dining & casual dining in the kitchen! Coffee bar is a work of art, the butler's pantry is fantastic. Primary BR is spacious, the spa inspired ensuite is incredible! Beautiful cabinetry, backlit mirrors, stunning shower, the jetted tub & fireplace offers a resort style experience. Four additional BR provide flexibility, rounded out with a full & half bath. The ultimate backyard oasis is designed for luxurious living & entertaining! The stunning property features a centrally located pool surrounded by multiple, spacious patios & an enchanting covered arbor for al fresco dining. The detached, fully equipped guest quarters offer a charming porch, full kitchen, bedroom, bath & private office space, perfect for hosting or remote work. Additional highlights include a serene second patio for intimate firepit gatherings & a large, secure pet run. Lush trees, tank with a water feature & a dock, there's no end to the outdoor beauty this property provides. Located in competitive Trenton ISD, great location, easy access to shopping, restaurants & main thoroughfares. The grounds resemble a movie set, if you love hosting & entertaining, this property has it all!

House + ADU

Property Type

217,800 sqft

Lot Size

1995

Year Built

Listing Date: 05/16/2026

Listed by: Alicia Purser

Listing office: Keller Williams Realty DPR

Source: NTREIS #21268765

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$729,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$729,000
Your Down Payment$145,800
Financed$583,200
Estimated Monthly Payment$4,577

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($145,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,577/month
Principal + Interest
$3,497
Property Taxes
$633
Home Insurance
$447
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$188
Cost to live here
$3,627/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21268765 · Listing office: Keller Williams Realty DPR

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.