
At 20% down, 30-year fixed. From 3% down.
About $5,303 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,556. We hold back $233 of that for repairs and an empty month, and the rest goes toward a $6,626 monthly payment.
Income to qualify: about $167,000 a year
With how much down?
At 20% down ($189,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $124,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$28,470 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Rare multi-generational opportunity in highly sought-after Whitley Place, one of Prosper's premier established communities! Beautifully crafted by highly regarded Darling Homes, this custom 5-bedroom, 5-bath home offers one of the few true private mother-in-law suites (ADU) available in Prosper at this price point. The private suite includes its own entrance, attached one-car garage, full kitchen with gas range, oven, dishwasher, and abundant cabinetry, open-concept living room, bedroom, full bath, and oversized walk-in closet with storage, creating true independent living while connected to the main home. Award-winning Prosper ISD. No MUD or PID. Rare privacy with no neighbors behind or on one side. Designed for everyday living and entertaining, the home features hardwood floors throughout, granite countertops throughout both kitchens and all five bathrooms, soaring 30-foot ceilings, a gourmet kitchen with large island, double ovens, five-burner gas cooktop, designer finishes, two fireplaces, two mudrooms, built-in workspace off the primary suite, media room, game room, whole-home speaker wiring, security camera system, whole-home fire suppression system, tankless water heaters, a three-car swing garage with epoxy-coated floors and overhead storage racks. The extended covered patio creates another living space with an outdoor fireplace, screened with a whole-home mosquito misting system. The professionally landscaped oversized lot offers exceptional privacy. Whitley Place offers scenic walking trails, two resort-style pools, parks, and a true neighborhood feel. Children attend Cockrell Elementary, Rogers Middle School, and Walnut Grove High School in award-winning Prosper ISD. Minutes from Gates of Prosper, HEB, Costco, Whole Foods, PGA Frisco, Omni PGA Resort, Universal Kids Resort, Frisco, McKinney, DNT, Highway 380 and 121, UNT Frisco, shopping, dining, and entertainment. This home is designed to grow with your family through every stage of life.
House + ADU
Property Type
10,019 sqft
Lot Size
2014
Year Built
Listing Date: 05/20/2026
Listed by: Jason Elliott
Listing office: Pinnacle Realty Advisors
Source: NTREIS #21252001
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($189,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21252001 · Listing office: Pinnacle Realty Advisors
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.