Selected for the Terner Labs Housing Venture Lab

Cleburne, TX

Fourplexes for sale in Cleburne, TX

No fourplexes are for sale in Cleburne this minute. Ask, and we send you the next one when it lists.

ON THE MAP

The rest of Texas is on the map.

New listings come in through the day. Each one on the map shows its monthly cost after rent.

Open the Texas map

Want the next one in Cleburne the day it lists?

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THE GREEN NUMBER

The list price is the wrong number to shop by.

Shop by the green one on each Cleburne card. Hold it up against the rent you pay now.

Move into one unit and the loan treats the whole property as your home. That is why the down payment can be 0% with a VA loan, 3.5% with FHA or 5% with a conventional loan, where an investor is typically asked for about 25%. Lenders also count 75% of the rent from the other units toward what you qualify for.

How we get the green number

The green number on each card, Cost to live here, is our estimate of what you would pay each month after that rent. We add up the loan payment, property tax, insurance and any HOA dues or utilities on file, set aside money for repairs and vacancy, and subtract the rent from the other units: the lease in place where there is one, a market estimate where there is not. It assumes 20% down on a 30-year fixed loan at 6.0%, or 5.6% on a duplex.

Texas counties reset a home's taxable value around the sale price. So where we have the county's tax rates, the tax in each card is our estimate at the list price with the school homestead exemption applied, not the current owner's bill. Income to qualify is the yearly income a lender would look for at a 43% debt-to-income limit, with the rent counted and no other debts.

This page lists fourplexes in Cleburne, Texas that are active on the local MLS.

Open any listing to change the down payment and see where each rent figure came from. These are estimates, not loan offers.

BEFORE YOU OFFER

Rent on a listing is a claim. The lease is the proof.

Send any home on this page. We get the leases and confirm the rents, then tell you which loan fits and what you would pay a month to live there.

Free. No credit pull.